Medicare Advantage
Medicare Part C
HMO and PPO plans, often with dental, vision, and drug coverage built in
The Medicare help you've always deserved
I'm Garrett Smith, a licensed local agent in California. I compare plans from multiple insurance companies, check your doctors and prescriptions, and handle the enrollment with you.
Your plan review,
done in one call
Plans change their premiums, drug lists, and doctor networks every year. I check yours against what's available for 2027 so you don't have to read the fine print alone.
Annual Enrollment: Oct 15 – Dec 7
The plans I help with
Medicare Supplement
Medigap Plans G, N, and more
Pairs with Original Medicare to cover deductibles and coinsurance
Part D Drug Plans
Prescription coverage
I check each of your medications against the plan's drug list
Special Needs Plans
D-SNP and C-SNP
For people with both Medicare and Medi-Cal, or certain conditions
STEP 1
Tell me what matters
Your doctors, pharmacy, prescriptions, and budget. About 15 minutes on the phone.
STEP 2
I compare the options
Plans from the companies I represent in your ZIP code, side by side, in plain language.
STEP 3
We enroll together
I handle the paperwork and stay your agent after. Questions in March? Call the same number.
Key dates
Medicare runs on deadlines. I'll keep track.
Oct 15 – Dec 7
Annual Enrollment Period
Switch Medicare Advantage or Part D plans. Changes start January 1.
Jan 1 – Mar 31
Medicare Advantage Open Enrollment
Already in an Advantage plan? You get one more chance to switch or go back to Original Medicare.
7 months
Your Initial Enrollment
Starts 3 months before the month you turn 65 and ends 3 months after it.
Where to start
What brings you here?
Why work with a local agent
One person who knows your plan by name
No cost for my help
Insurance companies pay agents. You pay the same premium whether you enroll through me or on your own.
A dozen companies, one call
I'm not tied to a single insurer, so you get unbiased advice.
Licensed in California
California insurance license #4203889. I answer my own phone and I'm still here after you enroll.
AetnaUnitedHealthcareAlignment Health PlanSCAN Health PlanHumanaAnthem Blue CrossWellcareHealth NetImperial HealthUCLA Advantage
Talk to Garrett
Call or text for a plan review
Have your Medicare card, your list of prescriptions, and your doctors' names handy. I'll take it from there.
916-252-4600
Smith's Insurance Services · Smiths Medicare Help · CA Lic. #4203889